Legal

Financial Disclaimer

Last updated: November 17, 2026

Calculyx AI is an educational financial intelligence platform. All calculators, AI responses, reports, and news summaries are provided for informational purposes only — not financial, tax, legal, accounting, brokerage, or investment advice.

Not advice

Calculyx AI does not provide:

  • Investment advice
  • Financial advice
  • Tax advice
  • Legal advice
  • Accounting advice
  • Brokerage services

AI-generated responses

Outputs from the Calculyx AI copilot and stock analysis engine:

  • May contain factual errors or "hallucinations".
  • May be based on outdated market or regulatory information.
  • Are generated automatically by large language models.
  • Should not be relied upon as the sole basis for any financial decision.

Independently verify any figure, formula, or claim before acting on it. See our AI Disclaimer.

Consult a licensed professional

Before making any financial decision — investing, taking a loan, buying property, remitting funds internationally, choosing insurance, filing taxes, or planning retirement — consult a licensed advisor in your jurisdiction.

Asset-specific warnings

Stocks

Stock prices are volatile and past performance does not guarantee future returns. You can lose the entire capital you invest.

ETFs

ETFs are subject to market risk, tracking error, and liquidity risk. Read the offer document before investing.

Mutual funds

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

Cryptocurrency

Crypto assets are highly volatile, largely unregulated, and can lose value rapidly. Regulatory status varies by country.

Forex

Forex trading carries a high level of risk and is not suitable for every investor. Leverage magnifies losses as well as gains.

Real estate

Real estate prices, rental yields, and taxes vary widely by location and time. Legal costs, stamp duty, and maintenance may not be reflected in calculator outputs.

Retirement planning

Retirement projections rely on assumptions about inflation, returns, and life expectancy that will not exactly match reality. Review your plan regularly.

Taxes

Tax calculators are estimates based on published slabs and rules. They do not replace advice from a licensed tax professional and may not reflect the latest regulations.

Loans

EMI and loan-affordability numbers exclude processing fees, insurance, taxes, and prepayment penalties that individual lenders may impose.

Insurance

Insurance premiums, coverage, and exclusions vary by insurer. Always read the policy wording before purchasing.

Market data

Quotes, fundamentals, and news come from third-party providers and may be delayed, incomplete, or interrupted. See the Market Data Disclaimer.

No fiduciary relationship

Using Calculyx AI does not create a client, fiduciary, or advisory relationship between you and us. We are not a bank, broker, RIA, IFA, tax preparer, or law firm.

Third-party links

Where we link to banks, brokers, exchanges, or other websites, we are not responsible for their content, pricing, or terms.

Contact

For questions about this page, write to balaji04@calculyxai.online.

Calculyx AI
Visakhapatnam, Andhra Pradesh, India